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For information on any of our homes contact John or Annette at (347) 674-5517 or (347) 460-1860. Email: JAHomeSales@gmail.com

Buying a house is a very important decision. Becoming a homeowner means that you’re taking a big step on the path of financial stability, and you’ll want to be properly prepared for this step. Your home will most likely become your main asset as it appreciates in value over the years and you will build up your personal equity each time you make a payment towards your mortgage.

Buying a home requires careful planning. The first thing you will want to do is to sit down with a mortgage professional to get a pre-approval. A pre-approval will give you an idea as to how much house you can afford based on family income and family debt load. The second thing you will want to do is to sit down with a real estate professional to describe to them the kind of house you would like to have and the area that you feel best suits you.

When all is done and your mortgage has been approved and has been cleared to close, you’ll make an appointment to go into the closing to sign the papers. At a closing it will usually take you a couple of hours to sign all the legal documents. At the conclusion of the closing you will receive the keys to the home, the seller will receive funds for the sale of the property, and the bank will hold a mortgage on the house.

That’s it! Congratulations, that house is now yours!